All the headlines after the England match were naturally focused upon Wayne Rooney's red card, but there are other issues that have to be addressed before the national team play in next summer's European Championship finals.
Namely, the performance of John Terry. As a fan, you have to ask yourself what he brings to the England team?
When you look at the first goal we conceded against Montenegro, Terry drops back because he is scared of pace.
That is the problem we have. When you look at the top sides around the world, they have players all over the park with pace. The top club sides like Barcelona all squeeze the game as much as possible.
England won't because they have got Terry there. He is so scared of real pace, he will always drop off and hope that he can make a last-ditch tackle.
Guys like Gareth Barry shouldn't even be playing for Manchester City. Frank Lampard and Terry should be thanked for playing for their country and for helping us to qualify, but need to be left to get on with their club football at Chelsea.
What really does John Terry bring to international football? You don't need a central defender who can only win balls in the air. You need more guile than physical stuff and you need pace. John Terry hasn't got pace.
It is happening too many times now. We should follow Germany's lead at last summer's World Cup by putting out a young side with passion, enthusiasm and the kids should be encouraged to go out and enjoy themselves, even if we fail in the group stages.
The country could handle losing with kids if we are building towards the World Cup finals.
We should not be going to that tournament with guys like Terry, Barry and Lampard in the team, but then Fabio Capello is not likely to see it that way.
You have a manager there who is working his ticket, probably doesn't really care deep down and is a hypocrite. Terry should never have been brought back as captain after losing the armband in the first place for his behaviour.
Barry should not be involved now after what happened at the World Cup finals. That still disappoints me. Capello really needs to think about the way his side plays.
I am not defending Rooney, but it doesn't help the situation when you have a manager that decides to take off a forward in Darren Bent, and brings on a slightly quicker version of Barry in Lampard and continues to play 4-5-1.
Rooney is not a kid anymore. He is a senior professional, and he can't really fall back on the issues affecting his father earlier this week. It was immature getting sent off with England leading, and he needs to improve.
Rooney has been quite good on the disciplinary side this season, and has been immaculate in the way he gone about things with Manchester United. Unfortunately, the true nature does come out now and again.
Rooney is one of the most experienced players in the England shirt and he is going to miss one match of the finals - and maybe more - and that could be crucual to his country's hopes of progressing beyond the group stage.
You have to ask yourself what happens if England are 1-0 down in the group stage and are relying on Rooney to get them a victory to get them through a tough match. Can he be trusted to keep his cool if he is being tightly marked?
There is no doubt Rooney's job was made even harder in Montenegro with Capello going negative because he was then left without Bent. In my opinion, he doesn't have the same issues at Manchester United, because he is surrounded by players who know how to work with him.
Rooney doesn't have the same level of understanding with England so he ends up showing his frustration. The only way he can show he is not enjoying it is to hit out, and that is what Rooney does. He spits the dummy, like it or not.
Capello has to ask himself why - instead of going positive - he went negative against a side like Montenegro when England were dominating?
England shouldn't go negative. When they go ahead in a match for some reason, they sit back. They have always done it.
It showed again when they got themselves ahead against Montenegro.
We're not good when we are in front, and we don't have enough pace at the back to be negative.
Defensively we are still not right. That concerns me as much as Rooney's temperament.