The 34-year-old, who will play in his testimonial match at Old Trafford on Friday, insists he and his colleagues are no different from football fans generally when it comes to the summer silly season of comings and goings.
"We come in and look at the papers or social media or whatever and say 'so and so has bought so and so, what do you think, what do you think, is he any good? I don't think he'll be any good, he'll be a great big waste of money'," he told BBC Sport.
"We're just exactly the same, it's just like four fellas sitting in a pub. We're just sitting in a training ground doing it (instead). People don't expect it because we're players."
The reigning Premier League champions are under new management following the retirement of Sir Alex Ferguson, but Ferdinand has been impressed with how incoming boss David Moyes has resisted the temptation to change too much of what is clearly a winning formula.
He said: "The manager knows I've got a certain way that I need to train, that I know my body - like Giggsy (Ryan Giggs) as well. He has kind of left it open to us to continue what we were doing to get us (playing) last season.
"That's been fantastic for me because you get worried a little bit and think 'oh, it's a new manager, is he going to let us continue our regimes that we're involved in to get us out to play football and to train every day?'
"But it's the sign of a great manager that he has (let that continue)."
Ferdinand feels Moyes has also struck the right balance in his relationship with the players.
"The new manager is quick to join in the banter but when it's work time, it's work time," he said.
"The players at Manchester United aren't there to mess about on the training pitch, we're there to enjoy ourselves but to be drilled and to make sure we're all going in the same direction, and that's to be successful."
Ferdinand hailed the additions of Giggs and Phil Neville to the United coaching staff and believes their experience of the inner workings of the club will be invaluable to Moyes, but joked that Neville had distanced himself from members of the current playing squad whohe used to socialise with.
"We don't talk to Phil on first-name terms any more - it's 'coach'," Ferdinand said.
"He's changed his number, he won't let anyone call him. I used to speak to him and text him and stuff but he won't have it any more - he's a changed man so far really."